Website Terms

Terms of Use

These Terms explain the conditions that apply when accessing the Chris Byrnes Equipment Finance website or submitting an equipment-financing inquiry.

Effective Date: August 20, 2026
01

Acceptance of These Terms

These Terms of Use apply to your access to and use of the Chris Byrnes Equipment Finance website.

By accessing, browsing, or using this website, you agree to these Terms. If you do not agree with them, you should not use the website or submit information through it.

02

What This Website Provides

Chris Byrnes Equipment Finance provides information about commercial equipment financing and gives visitors a way to contact Chris Byrnes or submit an initial financing inquiry.

Website content may address transportation equipment, commercial trucks and fleet vehicles, commercial trailers, tow trucks and recovery vehicles, and other qualifying commercial equipment.

The website does not provide automated underwriting, automatic credit decisions, instant approvals, or guaranteed financing.

03

An Inquiry Is Not a Financing Commitment

Submitting a contact form, financing inquiry, email, or other request does not guarantee financing.

Nothing on this website constitutes:

  • Credit approval
  • A financing commitment
  • A guaranteed rate
  • A guaranteed term
  • Guaranteed funding
  • A binding financing offer

Approval, rates, terms, conditions, documentation requirements, financing structures, and availability depend on the applicant, equipment, seller, transaction, supporting information, and applicable financing source.

04

Chris's Role in the Process

Chris Byrnes personally reviews initial inquiries and may help:

  • Understand the proposed equipment purchase
  • Organize transaction information
  • Identify information or documentation that may be needed
  • Communicate with the buyer and equipment seller
  • Coordinate the inquiry with Commercial Fleet Financing and, where applicable, an applicable financing source
  • Guide the applicant through appropriate next steps

Final credit and underwriting decisions are made by the applicable financing source, not personally by Chris.

05

Chris Byrnes and CFF

Chris Byrnes is National Sales Manager at Commercial Fleet Financing (CFF) and is an employee of CFF.

Chris Byrnes Equipment Finance is Chris's personalized professional website. It is used to provide information about his equipment-financing focus, receive inquiries, and make it easier for prospective clients to communicate directly with him.

This website does not itself provide loans, make credit decisions, or fund equipment-financing transactions.

For additional information about Chris's role and relationship with CFF, please review the Financing & Referral Disclosure .

06

Your Responsibility for Submitted Information

If you submit information through the website, you are responsible for providing information that is accurate, current, and complete to the best of your knowledge.

Incomplete, inaccurate, misleading, or outdated information may affect the ability to review or coordinate an inquiry.

Information submitted through this website is handled in accordance with the Privacy Policy .

07

Transaction Information May Require Verification

Equipment-financing inquiries may require information concerning the equipment, seller, ownership, title, liens, condition, valuation, purchase amount, and transaction documents.

Dealer, vendor, used-equipment, and qualifying private-party purchases may require different information depending on the circumstances.

Information provided through the website may be subject to further verification.

08

General Information Only

The information on this website is provided for general informational and inquiry purposes.

Descriptions of equipment categories, transaction processes, possible financing structures, or documentation are not intended to apply identically to every applicant or transaction.

Website content should not be treated as legal, tax, accounting, or other professional advice. You should consult an appropriate professional when advice specific to your circumstances is needed.

09

No Guaranteed Rates or Terms

Any discussion of financing structures, loans, leases, rates, terms, payments, or documentation requirements is general unless specifically provided in connection with an actual transaction by the applicable financing source.

Website information does not guarantee that a particular structure, rate, term, payment, approval, or funding option will be available.

10

Website Content and Branding

Unless otherwise indicated, original website copy, page design, layout, graphics, and other original content created for Chris Byrnes Equipment Finance may be protected by applicable intellectual-property laws.

The Commercial Fleet Financing (CFF) name, logo, trademarks, and related brand materials remain the property of CFF or their respective rights holders. Where such materials appear on this website, they are used in connection with Chris Byrnes's professional relationship with CFF.

Third-party names, logos, trademarks, photographs, and other materials remain the property of their respective rights holders.

Nothing in these Terms transfers ownership of CFF or third-party intellectual property to Chris Byrnes Equipment Finance.

11

Proper Use of the Website

You may not use this website to:

  • Submit knowingly false or fraudulent information
  • Impersonate another person or business
  • Attempt unauthorized access to website systems or data
  • Introduce malware, malicious code, or harmful technology
  • Interfere with website availability or operation
  • Harvest information through unauthorized means
  • Use the website for unlawful or fraudulent activity

Access to the website may be restricted or discontinued where misuse is identified.

12

External Websites

This website may contain links to Commercial Fleet Financing or other third-party websites, businesses, service providers, or resources.

External sites are independently operated and may have their own terms, privacy policies, products, and practices.

A link does not necessarily constitute an endorsement of every product, service, statement, or practice of the linked party.

13

Limitation of Responsibility

To the extent permitted by applicable law, Chris Byrnes is not responsible for losses resulting from reliance on general website information, interruptions in website availability, third-party websites or services, or credit, underwriting, approval, or funding decisions made by an applicable financing source.

Nothing in these Terms is intended to limit or exclude responsibility that cannot lawfully be limited or excluded.

14

Updates

Website content, functionality, and these Terms may be updated periodically.

Updated Terms may be posted on this page with a revised Effective Date. Continued use of the website after an update is subject to the version then posted.

15

Applicable Law

These Terms are governed by the laws of the State of Texas and applicable federal law, subject to any mandatory laws that may apply.

16

Contact Chris Byrnes Equipment Finance

Questions about these Terms may be directed to:

Chris Byrnes Equipment Finance

1445 Mac Arthur Drive, Suite #216
Carrollton, Texas 75007
United States

Phone: 214.731.7235

Email: cbyrnes@cffnationwide.com